Business Rule Engine (BRE)
Encode your credit policy — bureau cut-offs, FOIR caps, income and age limits, serviceable pincodes, blacklist checks — as rules that run automatically on every application. Each case is auto-approved, auto-rejected or routed to a credit manager in seconds, so your team only reviews the files that need judgement.
policy: personal-loan · example
- CIBIL score ≥ 700
- FOIR ≤ 50%
- Net salary ≥ ₹25,000
- Age 21–58
- Serviceable pincode
- PAN not blacklisted