// COLLECTIONS MANAGEMENT

Collection management software that keeps every EMI on track.

Track every EMI, prioritise overdue accounts, collect through UPI and e-NACH, and send field agents out with the CredVera app — while managers watch today's collections update in real time.

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Why collections slip at small lenders

When EMI schedules live in spreadsheets and payments arrive across bank accounts, UPI and cash, nobody has a reliable list of who is overdue today. Calls are duplicated, field visits go unrecorded and reconciliation takes days. Collection management software gives every team member the same live view of what is due, what was paid and what needs follow-up.

How it works

  1. 01

    Schedule & auto-debit

    EMI schedules are generated at disbursal and collected via e-NACH or UPI, with payment status updated by bank webhooks.

  2. 02

    Prioritise overdue accounts

    Overdue and DPD queues show collectors exactly who to call or visit, with automated EMI reminders going out beforehand.

  3. 03

    Record, settle & report

    Collections, part-payments, settlements and refunds are recorded against the loan, and reports update instantly.

What's included

  • EMI schedules & tracking

    Generated at disbursal and tracked through to closure.

  • UPI & e-NACH collection

    Auto-debit through Razorpay, ICICI and AU Bank mandates and UPI.

  • Field collections on mobile

    Collectors work from the CredVera app with location capture.

  • Collection timeline

    Every call, visit, promise and payment on one timeline per loan.

  • Settlements & refunds

    Record waivers, settlements and refunds with an audit trail.

  • Real-time reporting

    Today's collections for managers, plus downloadable collection and disbursal reports.

Frequently asked questions

What is collection management software?

Collection management software helps lenders track repayments, identify overdue accounts, organise follow-ups by phone or field visit, and record payments and settlements.

Does CredBrick support e-NACH and UPI auto-debit?

Yes. CredBrick supports e-NACH mandates through Razorpay, ICICI Bank and AU Bank, and UPI collections, with status updates via webhooks.

Can field collection agents use CredBrick on their phones?

Yes. Field teams use the CredVera mobile app to see assigned accounts, record visits and payments, and capture location.

More from CredBrick

Talk to us

See collections management on your own data. Setup within 1 day.

neeleshrj@credbrick.com+91 9429690313