// VIDEO KYC & DIGITAL ONBOARDING
Video KYC and digital onboarding, with evidence on file for every loan.
Verify borrowers remotely without sending anyone into the field. CredBrick combines video KYC, DigiLocker Aadhaar, selfie liveness and face match, a recorded video declaration and geo-tagged location into one onboarding flow — every step logged against the loan.
Why remote KYC needs more than a document upload
Uploaded Aadhaar and PAN images prove a document exists, not that the person applying owns it. Lenders need to know the applicant is present, matches their KYC photo, has consented to the loan terms and is where they say they are — and they need that evidence stored for audits and disputes.
How it works
- 01
Send a secure link
The borrower receives a KYC link — no app install needed — and completes verification from their phone.
- 02
Verify identity and presence
Video KYC through DIGIO workflows, DigiLocker Aadhaar, PAN checks, and an in-browser selfie with face detection matched against the KYC photo.
- 03
Capture consent and location
The borrower records a short video declaration and shares their live location, reverse-geocoded to an address and saved to the file.
What's included
Video KYC via DIGIO
KYC requests run on DIGIO templates configured for each lender, with results synced back to the lead.
DigiLocker Aadhaar
Fetch verified Aadhaar details, including care-of, straight from DigiLocker.
Selfie liveness & face match
In-browser face detection during selfie capture, then face verification against the KYC photo.
Video declaration
A 10–60 second recorded consent through a link valid for 24 hours, tied to a versioned consent text.
Geo-capture
Live location captured and reverse-geocoded to an address, stored with the application.
e-Sign & e-NACH
Continue straight into e-sign of the sanction letter and e-NACH mandate authorisation.
Frequently asked questions
Does the borrower need to install an app?
No. Every onboarding step — KYC, selfie, video declaration, location and e-sign — runs in the browser from a secure link.
What is a video declaration?
A short recorded video in which the borrower confirms their consent to the loan. CredBrick stores it with the application as evidence.
Which KYC providers does CredBrick support?
CredBrick integrates with DIGIO for video KYC and e-sign, DigiLocker for Aadhaar, and Signzy for PAN, face and bank verification.